Dear ,

Did you know that you may be qualified for a special FHA refinance program?

The FHA Streamline Refinance is a government sponsored program that allows you to refinance your FHA mortgage without all the paperwork required when you originally obtained your loan.

As a result, many homeowners with a current FHA loan are opting to take advantage of the FHA Streamline Refinance Program offered by Excelerate Capital, an FHA approved lender.

This Program MAY allow you to:

  • DEFER TWO mortgage payments.
  • REFINANCE with NO closing costs.
  • REFINANCE with NO appraisal required.
  • REFINANCE after only 6 monthly payments on your current loan.
  • REFINANCE as long as you are current & haven’t been in forbearance for past 3 months.

DOES THIS SOUND TOO GOOD TO BE TRUE? NOT AT ALL. The goal of the FHA Streamline Refinance Program is to get you into a more affordable mortgage payment to minimize your risk of default and the government and/or banks owning more properties.

To get you numbers, we will also need a recent mortgage statement. So, either email to bbstreamlines@exceleratecapital.com OR text a picture to 949-370-5603.


Are you tired of getting denied for a HOME LOAN because you don't have verifiable income from a W2, Pay Stub, or Tax Return?

Well look no further as Excelerate Capital can finance your purchase or refinance on your primary residence, second home or investment property with minimal income documentation through the following home loan programs.

FOR SELF-EMPLOYED/1099 BORROWERS

MIN580FICO Score

UP TO90%Max LTV

UP TO50%DTI Ratio

UP TO$3MMax Loan Amount

  • 12 or 24 Months of Bank Satatements Only
  • 12 or 24 Months of Profit/Loss Only
  • 1099 Only
  • Asset Utilization
  • Cash-Out up to 80%
  • Interest Only Available

FOR REAL ESTATE INVESTORS

MIN600FICO Score

UP TO80%Max LTV

MIN0.65DSCR

UP TO $3MMax Loan Amount

  • No Income Documentation required
  • Based on Rental Incomeonly (i.e. "Debt Service Coverage Ratio")
  • Cash-Out up to 75%
  • 2-4 Units up to 75%
  • Interest Only Available

So, if you are self-employed, a real estate investor and/or have non-verifiable income, your problem of financing that home loan has been solved!


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